• About us

    Mortgage Consultants

Meet the Team

We are proud to be part of a dedicated, service-minded, talented and loyal team. We are all very hands-on and take the time to listen to you. In general you will deal with one mortgage advisor, assisted by someone from the administrative department. That way, you will be steered through the whole process by a small team that knows you inside out!

Kenneth Leenders

Kenneth Leenders

General Manager

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Kenneth Leenders was born on St Martin, a small island of the Dutch Antilles where he lived for almost 8 years. At that point his parents decided to move back to the Netherlands to give Kenneth and his two younger brothers a chance on better education.

In 2012 Kenneth was an intern for Amsterdam Expat Services, which was an initiative of Expat Mortgages and several other partners. After completing the internship successfully, Expat Mortgages decided to continue the cooperation with Kenneth during the last phase of his study. In 2014 Kenneth obtained his ‘Bachelor of Science’ and from that point Kenneth was a full time employee of Expat Mortgages.

Currently he is following the Executive Programme for Business Studies at the University of Amsterdam and since 1 January 2017 he became General Manager of Expat Mortgages.

In addition to his school and work, Kenneth is someone who loves sports and really likes to be outside. His favourite leisure activities include travelling and being among the important people in his life.

Sandra Attigah

Sandra Attigah

Office Manager

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Sandra Attigah is born and raised in Harderwijk, but has been living in Amsterdam for years now and feels really at home. She is married to Paul and is a proud mother of 2 children, Valerie and Joaquin.
Sandra is working in the mortgage business since 2005 and is thankful she can be part of making people obtain their own homes.

Travelling around the world and having a taste of different cultures is one of her favourite hobbies. She also loves dancing and singing and sings in a gospel choir.

Danielle de Horde

Danielle de Horde

Administration

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Daniëlle de Horde is born in Amstelveen, but moved to Almere with her parents when she was 7 years old. Now Daniëlle lives there together with her boyfriend Roy.

In 2010 Daniëlle earned her bachelors degree in Business Administration. Part of this study was the minor: Financial Planning. After this minor she knew she wanted to work in the financial services. She started working in the mortgage business since 2011.

In her spare time she likes to try some new recipes and spendig time with her friends and family.

Lars Harren

Lars Harren

Administration

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Lars Harren was born in 1977 in Haarlem but raised in one of the smallest cities of the Netherlands, a town called Muiden, famous for its medieval castle Muiderslot. He lives there with his girlfriend Rimke who studies to be a nurse and is working as a care worker in ‘t Gooi.

Lars earned his bachelor’s degree in finance in 2014 and has had an interest in mortgage and finance since then. Before he started working at Expat Mortgages he had several jobs, including many hospitality jobs. He likes to work with people and helping them as much as he can.

In his spare time Lars likes to take small trips, go out camping, be outside and prepare a good steak on the bbq! He also plays in a band with three of his best friends and they mainly play hits from the 60’s/70’s/80’s and so on. On Sunday he plays soccer with his mates and he also has a side interest for science and engineering.

Saleha Nezami

Saleha Nezami

Administration

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Saleha Nezami was born in Kabul and after living in Moscow for a few years, she moved to Berg en Terblijt (a small town near Maastricht) with her parents and her sister. In 2011 she decided it was time to move to the big city and she commenced her study Political Science in Amsterdam. Last year she finished her Bachelor’s Degree and planned to take a year off in order to gain some practical experience. After interning for the Asia School of Business in Kuala Lumpur for six months, she was happy to hear that she could start her year at Expat Mortgages!

In her spare time she likes to travel and she recently started to play tennis.

Lotte Bosschieter

Lotte Bosschieter

Administration

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Lotte Bosschieter was born and raised in Purmerland and is now living in Amsterdam with her two roommates for 1,5 years.

After obtaining her bachelor’s degree ‘Medical Natural Sciences’ in August 2015, she has now been working for Expat Mortgages for a few months. She got in touch with Expat Mortgages through her father, Simon Bosschieter, who is one of  the mortgage advisors! Expat Mortgages sounded like a good place to gain experience while exploring what she really wants to do and learn next!

In her spare time she likes to play football, party in the big cities of Europe and ski in Austria.

Vera Djabali

Vera Djabali

Administration

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Vera Djabali was born and raised in Harderwijk. She moved to Groningen to study International Relations & International Organizations, and has since lived in many places around the world. She has spent semesters in Rome, St. Petersburg and Bratislava, and soon Brussels will be added to the list! Since one year she lives with her boyfriend Thomas in Amsterdam Zuidoost, and she has joined the Expat Mortgages after her graduation to gain some more practical experience. In her spare time she enjoys travelling and having dinner parties with friends.

Mattijs van Houten

Mattijs van Houten

Administration

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Mattijs is raised in the small town Nederhorst den Berg where he still lives today. Mattijs has just finished highschool and started his study of Business IT Management at the Hogeschool van Amsterdam. In his spare time Mattijs likes to play guitar, watch movies and travel.  His task at Expat Mortgages is to help the staff when needed.

David Voesten

David Voesten

Administration

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David was born in Eindhoven, raised in Hoofddorp and currently lives in Almere. His first job is here at Expat Mortgages after finishing highschool. David is very studious, enjoying online courses, seminars & documentaries. His spare time is spent hanging out with his friends, playing videogames and listening to music.

Gert-Jan van Dijke

Gert-Jan van Dijke

Administration

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Gert-Jan was born and raised in Barneveld, a small town in the middle of the Netherlands.

He started studying International Business Administration at the VU in 2014, and wants to expand his abilities and capabilities by taking on various tasks and jobs.

‘Expat Mortgages allows me to get to know the business environment, in which I want to work full-time in a few years’.

During his youth, he practiced many sports. Now he spends his time in the gym, which serves as a lifestyle now as he loves he structure of working out regularly.

Selina van Beek

Selina van Beek

Administration / Consultant existing clients

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Selina van Beek was born in Amsterdam and by the age of 10 she moved with her parents to Almere. In this city she lives with her husband and two children.

In her spare time she likes to go ballroom dancing with her husband. She also likes to support both of her sons, who play soccer. Reading a good book in the sun is also one of her favourite things to do.

Selina has been working in the banking en mortgages industry for more than 20 years.

Richardo Cruz Fortes

Richardo Cruz Fortes

Consultant

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Richardo was born and raised in Amsterdam and has Cape Verdean roots. He is married to Nihal and has 2 daughters; Zahara and Tamar and 1 son Zaki.

In his spare time he likes to play (watch) soccer.

After a period of working at Rabobank as mortgages administrator he searched for more and decided to be a member of the team of Expat Mortgages. Since 2011 Richardo is an SEH acknowledged mortgage consultant. Richardo is very passionate about his job and the people (clients) he gets to meet every day. Richardo’s motto is; we do not have problems, we only have challenges and challenges require the right tailor made solution.

Maikel Ros

Maikel Ros

Consultant

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Maikel was born and raised in IJmuiden, a small town at sea, just 30 minutes western of Amsterdam.

He’s living together with Marjolein, their son Sepp and two other sons of Marjolein, Noah and Quinn.

Maikel is working in the mortgage business since 1997. In this year he started working with the ING Bank assessing the mortgage files. In 2001 he met Henk Jansen and started working as a mortgage advisor for Herenvest Groep. In 2012 Maikel changed jobs as being a mortgage consultant for Expat Mortgages. In his spare time Maikel likes to play tennis and skiing in Italy, Austria or French.

Simon Bosschieter

Simon Bosschieter

Consultant

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Simon Bosschieter has a track record of almost 30 years in the financial service.
He started as a pension consultant and after a few years found his real passion; being a mortgage consultant.
Simon is part of the  Expat Mortgages team since June 2014.

Simon is married to Marion and has 3 children, Dion, Lotte and Myrthe. He lives in a small village near by Amsterdam called Purmerland.

In his spare time he likes football and does a lot of volunteering for the local football club. He also likes travelling and is fond of skiing.

His life motto is respect and help each other people as much as you can!

Stephania Ammerlaan

Stephania Ammerlaan

Consultant

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Stephania Ammerlaan-Beeke has a long history in the financial business. Before joining Expat Mortgages she worked as a Private Banker in the provinces Zuid-Holland and Zeeland. Therefor at home in the cities The Hague, Rotterdam and Leiden!
She enjoys to help people with her knowledge and experience to gain their (financial) goals in life. One of the most important goals is to obtain your own house. She became very much intrigued by helping foreign people with the typical Dutch way of doing things. And works since March 2016 with Expat Mortgages.
Stephania is born and raised in the The Hague Area(Leidschendam). When Stephania is not working she likes to take long hikes with her husband Ronald Ammerlaan. Most preferably somewhere she has never been. This could be anywhere in the world. She is very active with running here miles. And most proud with completing the Marathon of Rotterdam in 2014 and 2017.

Wouter Hofstee Holtrop

Wouter Hofstee Holtrop

Consultant

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Wouter Hofstee Holtrop was born in Groningen, in the northern part of the Netherlands. He and his brother and sister grew up in a small, nature rich suburb of Amsterdam. Living there has made him into a person who truly loves the outdoors.

In 2008 Wouter started working for one of the big banks in the Netherlands. After working himself up to be a mortgage consultant, he left to be able to take service to the next level and therefore started working for an independent label. He felt home in an international work environment hence the great connection with Expat Mortgages.

In his spare time Wouter loves sports and activities with friends and family. Wouter lives near the beach in Overveen, where he loves to go running, cycling and surfing.

Margriet Zwanenburg

Margriet Zwanenburg

Consultant

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Margriet has been raised in Friesland which is a province in the north of the Netherlands. She was an athlete (swimmer) and moved to Amsterdam to pursue a career in swimming. She started working at a bank with mortgages after her swim career ended. She likes to have personal contact with customers and therefore started as a junior advisor with Expat Mortgages. In her spare time Margriet likes to read, travel and spend time with friends and family. She still likes to do sports but is more of a supporter now a days.

Roy Bijkerk

Roy Bijkerk

Consultant

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Roy Bijkerk was born in Almelo, in the eastern part of the Netherlands. Together with his sister he grew up in a small village surrounded by rich nature. Later he moved together with his parents to Maastricht.
In 1999 Roy started working, first at an accountancy office and later he joined a mortgage company. There he learned all there is to know when it comes to mortgages. In 2005 he started as mortgage consultant at an independent broker office.
In his spare time Roy likes to enjoy the nature. He also likes to play soccer, running and cycling.

Ralf van Arkel

Ralf van Arkel

Consultant Buy2Let

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Ralf van Arkel, 27 years old and born and raised in Houten/Utrecht in the middle of The Netherlands. In my spare time he loves sports, visit some new cities and is enjoying life. In 2009 he graduated MBO Banking and Insurance in Hilversum and in the years after, he completed all the required WFT diplomas.
In 2009 he started working with particular insurances, but he always had a passion for the mortgages business. In September 2015 he started a mortgages traineeship. During this traineeship he worked for Quion/Hypotrust, Lloyds Bank and Nationale Nederlanden. The most important thing he learned in the last years, is that the clients are priority number 1!

Henk Jansen

Henk Jansen

Founder / Consultant

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Henk Jansen was born and raised in Amsterdam by a Dutch father and an Irish mother. He is married to Ilona and has 2 children: Larissa and Roy.
As a mortgage consultant and manager, he founded several companies since 1988.
In 1999 Henk started, together with partners, the Herenvest Groep, where he specialized in expat services since 2002.
He is a mortgage consultant for more than 25 + years, an amateur football trainer and amateur football player.
He is crazy about sport and is a true bon vivant, whose favourite leisure activities include travelling and going out for dinner.
Besides being an inspired consultant, he is a born networker as well.

Chris van Maasdijk

Chris van Maasdijk

Founder / Consultant

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Chris has a 20 + year track record in the financial services sector as a financial planner and mortgage consultant. From 1996 Chris worked as an all-round consultant for his own company, an independent insurance and mortgage brokerage. After selling his company to the Herenvest Groep in 2004 he spent 2 years working as a financial planner for entrepreneurs and private individuals.

Chris is of course in possession of all relevant certificates and permits needed to provide advice as an independent mortgage consultant. In his spare time he plays the drums for the band Buckwheat and he loves to scuba dive.

Portraits of the Expat Mortgages team are taken by the multi talented and often rewarded photographer Edo Kars. www.edokars.com

What makes us special

Sure, we are the #1 company financing your home abroad. That must account for something! We’ve helped thousands of international clients over the last decade.
But to be honest, bragging about ourselves makes us uncomfortable.
That’s why we refer you to the testimonials for an honest and objective opinion on us.  And yes, Henk’s shoes (and matching belts) are definitely beyond special!

It was back in 2007 that Henk and Chris decided to set up Expat Mortgages as an independent company devoted entirely to providing expats with mortgage advice in a language they understand.
This initiative was prompted by the increasing number of expats asking for advice on home financing issues and the lack of a good and flexible service for expats by banks and brokers in general at the time.

How we work

Working together is key in the Expat Mortgages’ philosophy.
Together with you we will draw up an inventory of the risks involved when taking out a mortgage.
We will look at what risks would need to be insured and will advise you on products that match your profile and personal situation.

Expat Mortgages is an independent mortgage agency and we are able to provide mortgages from most banks and insurance companies operating in the market.
However, since not every bank is willing to finance or insure an expat, we cannot guarantee to provide a mortgage with every bank and/or insurance company.

We do not have any obligation to mediate for any particular bank or insurance company.
Our consultants do not benefit financially by advising you a particular product.

They earn a basic salary and a variable bonus based on the amount of mortgages agreed.
Expat Mortgages is registered with the Amsterdam Chamber of Commerce under registration number 34208813.
Expat Mortgages is supervised by the AFM ( the Dutch Authority for the Financial Markets, which has been responsible for supervising the operation of the financial markets since March 2002).
Our permit is included in the Wft register under number 12016498
Our consultants make sure their expertise and knowledge is up to date by taking annual refresher courses.

Herenvest Groep Deelnemingen BV (represented by Henk Jansen) and Souhoka BV (represented by Chris van Maasdijk) own Expat Mortgages. No bank or financial institute has shares in Expat Mortgages. Expat Mortgages has no obligations towards any bank or financial institution.

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