However, there are certain factors that those calculators do not take into account, such as leasehold (erfpacht) on the house you might buy, outstanding personal loans, outstanding mortgage(s) abroad or overdraft current account amongst others.  That’s why we always prefer to sit with you in person.
    It takes a bit more time but you will know to the euro what you can afford. How great is that? The initial meeting is free of charge.

    What others say about us

    Frederico & Erica Recsky

    We are really happy with the service, always answering the questions and helping with all details making sure that we did everything correct to get the mortgage. Big thanks to Chris and Henk that were great with us.
    23-01-2017

    Frederico & Erica RecskyEmployer Booking.com
    Rohit Joshi & Meghna Singh

    I would highly recommend Simon & the Expat Team. Fantastic advise, clear messaging, great response times…i was extremely impressed with their professionalism. They were instrumental in making the entire process smooth.
    20-01-2017

    Rohit Joshi & Meghna SinghEmployer Philips
    James Hensby

    Fantastic help with everything! Great people and great service!
    16-01-2017

    James HensbyEmployer Tommy Hilfiger
    Roxana & Constantin Bogdan

    Excellent advise from Expat Mortgages, Wouter and the team helped us finance our new bought house. I will continue to recommend the team to any expat looking for a house in the Netherlands. Great service and friendly team.
    31-12-2016

    Roxana & Constantin BogdanEmployer Vodafone