Joyce is born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband.
Joyce holds a bachelor degree in Business Administration and added an international flavor to her studies by adding two internships in both South-Africa and Ethiopia.
After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventurous made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.
In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.
Joyce Pepping
Consultant Buy2Let
Expat MortgagesYou can read below some testimonials of Joyce’s clients
Marcin & Egle - Employer: GrandVision
30-04-2020 - Belgium
The experience of obtaining and finalizing our mortgage with Expat Mortgages was a great first step to the Amsterdam life. Friendly, efficient, and providing the best...
Vladimir - Employer: V
28-04-2020 - Ukraine
It was a real pleasure to work with Ralf on getting things up for my mortgage and for a successful deal's closure. I was provided with all the details around the mortg...
A H M Robiul Hasa - Employer: ASML
10-04-2020 - Bangladesh
We are very pleased with the services from Expat mortgage. Roy Schreurs and Ruby Visser helped us in every way. We had to cancel and take a new mortgage due to on...
H. Hong - Employer: Astronergy Solar Netherlands B.V.
07-04-2020 - South Korea
I’m very satisfy with your professional services. In particular, I thank the staff for their hard work and achievements from Expat Mortgages B.V. I would als...
Arivazhagan Chakkaravarthy - Employer: Kalmar B.V
02-04-2020 - India
The expat Mortgage team really determined to solve your all needs in an impressive way. They first understand all your needs and assess your situation both financia...
Craig Newton - Employer: Payroll BV
02-04-2020 - South Africa
Expat Mortgages took every bit of possible stress or confusion out of the process of securing a home and a mortgage for us. We were only in The Netherlands for...
Arshdeep & Amandeep - Employer: NA
30-03-2020 - India
It was a great experience working with Expat Mortgages. Simon was really patient in explaining to us the whole house buying process and guided us well throughout the j...
Eugeniu C - Employer: ING
24-03-2020 - Romania
Expat Mortgages provides exceptional service and smooth experience for those who want to buy a property and be 100% sure that everything is under control and all ris...
David - Employer: Shell
21-03-2020 - Nigeria
I bought my house 3 years ago with the help of Expat Mortgages. With their professional help, I have qualified for an interest rate reduction on my mortgage, and the...
Lavlesh & Brinda Pathak - Employer: Baker Hughes & EV Box
19-03-2020 - India
As an expat, we were not enough confident about house buying procedure in Netherlands. But we got confidence after our first intake meeting with advisor Simon Bosschie...
Onay & Tolgahan - Employer: NIBC & ABN AMRO
11-03-2020 - Turkey
We cannot thank enough to Ralf. He made the process quite easy. He calmly handled minor hiccups that occurred with the paperwork. The feedback from the bank regarding...
Burc Benli - Employer: Anonymous
09-03-2020 - Turkey
We have purchased our house with the help of Roy & Alicia from Expat Mortgages. During the first meeting with Roy, he had drawn us a timeline with what and when to do...
Parisa - Employer: ASML
12-02-2020 - Iran
We highly recommend the service of Expat Mortgages. We bought our first house (2016) and received the mortgage through Mr. Richardo Cruz Fortes. He did a job and we go...
Dimitris and Laleh - Employer: Deloitte & PropertyView
10-02-2020 - Greece & Iran
We had a great experience with Expat Mortgages! Wouter Hofstee Holtrop was a great resource and guided us through the process. He got everything done very quic...
Paul Moreno - Employer: Adyen
19-01-2020 - United States of America
Second time buying with Expat Mortgages and it was smooth as silk yet again. If only the US had this process as quick and painless, people might buy m...
Akshatha - Employer: UL
15-01-2020 - India
I had a very positive experience with Expat Mortgages. They simplified the process and made everything very clear. They were very responsive and answered all of our que...
Amrita - Employer: Uber
31-12 -2019 - India
My experience with Expat Mortgages has been excellent. They kept us informed all through the process, got everything sorted on time and their estimates were similar to...
Burcu & Taner Livaneli - Employer: Leaseplan & Netapp
22 -12 -2019 - Turkey
We highly recommend the service of Expat Mortgages. Richardo is definitely the best advisor that we've ever met! He never stopped explaining all details and answering...
Greg and Lonneke Morgan - Employer: Anonymous
09 -12 -2019 - Canada
We had a great experience with Expat Mortgages! Wouter Hofstee Holtrop was a great resource and guided us through the process. He got everything done very quickly and...
James Fitzgerald - Employer: Page Personnel
28 -11-2019 - Australia
David was incredibly responsive and was always available to answer any questions that arose during the mortgage application process. The entire process from the ini...
Mahmud - Employer: ASML
27 -11-2019 - Bangladesh
Positive things: My advisor was reachable via mobile; checked the house contract deed; translated the mortgage papers; checked the notary documents; friendly; manag...
Marian ZC - Employer: Anonymous
20 -11-2019 - Spain
A big thanks to Maikel Ross and Robert Hooijberg for their advice and help the whole process of getting a mortgage and move to my new house. The process went pretty smoo...
Adrian Angheluta - Employer: EMA
14 -11-2019 - Romania
From the first meeting we had with EXPAT Mortgages we felt looked after and given all the needed details and info to make us feel secure and comfortable about buying...
Suzanne and Michael Yaghoobi - Employer: Hunkemöller
08-11-2019 - United Kingdom
Wouter pulled off the impossible and secured a mortgage in record time! We were laughed off by other mortgage advisors due to the tricky situation of buying wit...