Joyce is born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband.
Joyce holds a bachelor degree in Business Administration and added an international flavor to her studies by adding two internships in both South-Africa and Ethiopia.
After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventurous made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.
In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.
Joyce Pepping
Consultant Buy2Let
Expat MortgagesYou can read below some testimonials of Joyce’s clients
Sebastian & Jessica - Employer: Uber
15-01-2021 - Colombia
We couldn't have chosen a better company to help us through the process and better people than Ilja, Robert and Wouter. The team was always there to help and to resp...
Thanh Huynh - Employer: Philips
15-01-2021 - Vietnam
I am happy with the services and how they take care of the customer. I was impressed with their professionalism. It is more than expected. With Expat mortgages, the...
Anabel & Priamo - Employers: Teamleader and FareHarbor
12-01-2021 - Dominican Republic
We had a great experience with Expat Mortgages. Simon Bosschieter and Joyce made it so much easier and stress-free for us to purchase our first home. Excel...
Dilsad & Selimcan - Employer: NIBC and FedEx
11-01-2021 - Turkey
We purchased our house in November 2020 with the support of Expat Mortgages. They were always reachable and answered all our questions promptly. The mortgage process i...
Kate & Jaime - Employer: NATO
07-01-2021 - United States
Our team at Expat Mortgages, Roy and Rayon, truly went above and beyond to help us secure a mortgage even with our complicated situation. They were always respo...
Dhiraj Prakash & Aradhana Das Adhikary - Employer: Friesland Campina and Takeaway.com
07-01-2021 - India
Our experience with Expat Mortgages continues to be marvelous and we highly recommend them to our peers and friends. In our case, Expat Mortgages went an extra mile and...
Jasper Premchand - Employer: ICT Netherlands
05-01-2021 - India
We just moved into a wonderful house in the Netherlands. Me and my wife were really happy about the house and the excellent support provided by Expat mortgages. Roy was...
Stanislav Vasilev - Employer: Rellium B.V
04-01-2021 - Bulgaria
We have very positive feedback for Expat Mortgages. They helped us with choosing the right offer and we are very grateful for their professional advice. We strongly...
Martin - Employer: Cubewise
04-01-2021 - Argentina
Professional service: Ralf and his team took care of us, also in all this Corona's situation. They were able to secure the mortgage for our new house in Niewegein....
Nidhi Khanna - Employer: IBM
04-01-2021 - India
This year I had the pleasure to work with Mira and Joey from the Expat Mortgages. Mira is highly professional and provided the best mortgage advice, accomodating my per...
Willem Hosang - Employers: Heineken
22-12-2020 - The Netherlands
The relationship with Roy and Emre were highly professional and reliable, enabling a mortgage in line with our demands. I strongly recommend Expat Mortgages...
Megan & Etienne - Employers: Philips and Arcadis
22-12-2020 - Greece
After attending one of their online information sessions, we decided to approach Expat Mortgages to assist us. They were quick to answer all our questions and concerns...
Mariana Silva & Nic Carera - Employer: DPR Construction
21-12-2020 - Brazil and USA
Maikel and his team were truly wonderful! This was our first house and we don't speak Dutch, so we were both pretty nervous about the entire process. Expat Mor...
Sarah NS - Employer: Booking.com
21-12-2020 - England/Ireland
The team at Expat Mortgages has been absolutely fantastic and has made the process of buying a home in the Netherlands stress-free, and actually enjoyable. Wo...
Charu and Suresh - Employer: Coca-Cola Hellenic Bottling Company
21-12-2020 - India
My Wife and I had a wonderful experience with Expat Mortgages. To express our experience it is very important to mention what happened with us before we contacted...
Manos Sifalakis - Employer: Imec - The Netherlands
20-12-2020 - Greece
I think the two words that come to mind immediately are reliability and dependability. Special thanks to Roy and Joyce for literally taking us hand-in-hand through the...
Mariana - Employer: TomTom
18-12-2020 - Mexico
Expat mortgage team provided me with great support and guidance throughout the buying process. They answered all of my questions and provided me direction towards the...
Colin Garry - Employer: ASML
10-12-2020 - Ireland
My wife and I have just completed the purchase of our new home with the help of Expat Mortgages. Coming from another country the process seemed very daunting to us, b...
Meriem Jlassi - Employer: Microsoft
09-12-2020 - Tunisia
First I want to say a special thank you to Wouter and David for their hard work and professionalism in helping me understand all the procedures from the beginning. D...
Luciano - Employer: self-employed
09-12-2020 - Italy
EXPAT MORTGAGES did an outstanding job for us. We couldn't have chosen better than this. We were in a very difficult situation since we were both self-employed during...
Carlo and Liezl Westaway - Employer: Johnson & Johnson
08-12-2020 - South Africa
Buying a house is a daunting task at the best of times, but buying a house in a foreign country with different laws and banking policies is certainly more of a c...
Anonymous - Employer: Anonymous
03-12-2020 - Germany
We have had an excellent experience with the entire service of expat mortgages. Our case wasn't out of the box and the team made the almost impossible happen. The exp...
J & N Dreyer - Employer: Givaudan
03-12-2020 -South Africa
We had the absolute privilege to have had the support from Roy and the Expat Mortgages team twice. We started virtual meetings in advance of relocating and they m...
Nora & Mo - Employer: International
02-12-2020 - The Netherlands and Saudi Arabia
Maikel Ros is a top financial adviser and knew exactly and directly how to help us from the first moment we explained our situation, especial...