Joyce is born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband.
Joyce holds a bachelor degree in Business Administration and added an international flavor to her studies by adding two internships in both South-Africa and Ethiopia.
After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventurous made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.
In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.
Joyce Pepping
Consultant Buy2Let
Expat MortgagesYou can read below some testimonials of Joyce’s clients
Olena en Valek - Employer: JDE
25-07-2021 - Ukraine
We decided to reach Expat Mortgage following multiple advice from colleagues and friends. This was a great experience. High expertise, care of all the details, service...
Catherine - Employer: Booking.com
25-07-2021 - England
On my first meeting with Maikel Ros, he not only listened and gave me the advice to help get my personal situation in order before completing the transaction to purcha...
Tom & Vanessa - Employer: The Britisch School in the Netherlands
22-07-2021 - England
Kishan and the whole team at Expat Mortgages were fantastic throughout. I joined one of their webinars before I had even set foot in The Netherlands and they made ever...
Corina & Dan - Employer: Anonymous
12-07-2021 - Romania
When we first searched for a mortgage advisor, Expat Mortgages seemed expensive. Being at the end of the process and having bought the house, I can say they are worth...
Angelos - Employer: Erasmus University
12-07-2021 - Greece
It was a great choice to work with Expat mortgages. Kishan made an otherwise confusing process stress-free for me, handling everything from start to end. He was always...
M & S - Employer: Cimsolutions
10-07-2021 - Bangladesh
Having expat-mortgages to help me arrange the mortgage was a right decision. They have helped me a lot to understand the process and made the whole experience of bu...
Javier - Employer: Ebay and Marktplaats
06-07-2021 - Spain
I recently bought an apartment in Amsterdam and I have to say that Expat Mortgages have been always very professional and very helpful in the whole process. They answere...
Graeme & Miguel - Employer: Aegon and Nike
05-07-2021 - England and Spain
A great experience from start to finish with Expat Mortgages. Wouter, Rayon, and Ruby were with us every step of the way and took care of everything related...
David & Tamkara - Employer: Shell
04-07-2021 - Nigeria
I have been working with Expat mortgages since 2017 and have always got consistent exceptional service! I will like to Jose for the recent professional support and gui...
Uday & Rakshaki - Employer: EPAM
29-06-2021 - India
Speed, Accuracy and Start-Finish assistance- These words describe Expat Mortgages to us. We were in a very tricky situation where we were not financially prepared yet...
Alexis & Charlotte - Employer: Cleeng and Domino's Pizza
24-06-2021 - France
Thanks to Expat Mortgages, we had a flawless buying experience, while working with a very strict deadline. Simon and his team were super helpful, always available and n...
Kade & Taylor - Employer: Stoneridge Orlaco and Lumicks
23-06-2021 - Australia
Expat mortgages were absolutely awesome. They were quick to answer all of our questions with great detail and expertise and made the process of applying for a mortga...
Fazlur & Lauren - Employer: Anonymous
23-06-2021 - United States
The mortgage process with Expat Mortgages was very smooth. Ralf explained everything in detail, and also got us competitive and good interest rates with favorabl...
S & B - Employer: Anonymous
21-06-2021 - United States
Very helpful team! We received good advice and everything went smoothly. It was a very good experience.
JD Goldberg & DK Jakobi - Employer: Darwin Recruitment B.V.
17-06-2021 - USA
Expat Mortgages was amazing! My wife and I have an unusual mortgage situation, where she is not joining me in the Netherlands immediately. Michel and Adis spent MANY hours...
Campbell - Employer: Infosys
11-06-2021 - England
A protracted process with the bank through no fault of Maikel or Ruby at Expat mortgages who continually answered my endless questions with professionalism and clarity...
Seb - Employer: Liberty Global
10-06-2021 - Romania
I would highly recommend the services of the Expat Mortgages team. Buying an apartment can for sure be stressful, but having help from a dedicated team is very useful....
Adam - Employer: Uber
09-06-2021 - Hungary
I am delighted with Expat Mortgages. The process went smoothly, with no complications at all. Expat Mortgages arranged everything for me, I just needed to provide the...
Kirill - Employer: Amgen
08-06-2021 - Russia
First time I was buying an apartment in the Netherlands. Worked with Richardo and Rayon. It was an amazing experience: the guys gave me a rather precise estimation of t...
Blerina & Edi - Employer: Mercury
08-06-2021 - Albania
The services provided by Expat Mortgages are excellent! Our advisor was Maikel Ros and Adis .We appreciated the communication with them. They are very professional and...
John C - Employer: Ordina
07-06-2021 - South Africa
Zeer professionele service en hielp ons bij elke stap. Ik zou ze aanraden.
Angel - Employer: Obvion
03-06-2021 - China
All people recommended expat mortgages to me and I completely understand why now! They are so professional, helpful, nice, and fast, it just took 2 days to get more mort...
Emilio - Employer: PVH
02-06-2021 - Spain
First of all I want to thank Ilja from Expat Mortgages for all the support and clarity throughout the full process. And also for the rest of the team to follow up and m...
Gorkem - Employer: Palo Alto Networks
31-05-2021 - Turkey
This is the second time I bought an apartment with the financial help of Expat Mortgages. Both times I worked with Simon. I am very satisfied with the quality of the se...