Joyce is born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband.
Joyce holds a bachelor degree in Business Administration and added an international flavor to her studies by adding two internships in both South-Africa and Ethiopia.
After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventurous made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.
In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.
Joyce Pepping
Consultant Buy2Let
Expat MortgagesYou can read below some testimonials of Joyce’s clients
Camiel & Suzanne - Employer: Red Hat and Haarlemmermeer Lyceum
16-08-2021 - Germany and the Netherlands
We engaged Expat Mortgages because we needed to significantly speed up the mortgage application process to get the house we bid on. Michel and Nadi...
Greg & Coral - Employer: ChimpWorks and CBRE
16-08-2021 - England
When we wanted to extend our mortgage for some renovation work, we went straight to Expat Mortgages. They helped us to understand the process and all that would be nee...
Rodrigo & Emanuela - Employer: Novartis
11-08-2021 - Brazil and Uruguay
We are very thankful for the support and service of Expat Mortgages. As foreign, understanding all the details and different complexities of our specific...
Pim & Renske - Employer: Anonymous
10-08-2021 - the Netherlands
We are very happy that we reached out to Alicia for helping us with our mortgage. She is a very professional mortgage advisor and you can see ánd feel that sh...
Arijana - Employer: Stichting Wageningen Research
10-08-2021 - Croatia
Expat Mortgages made the house buying experience so much easier and less stressful! As an expat, I do not have many people who can guide me in this big difficult proce...
Jan & Veronika - Employer: Sytnthon and Radboud University Nijmegen
26-07-2021 - Czech
Having kids, studying, working, and at the same time looking for a house, and getting a mortgage does not seem to be a simple thing to do. Although the Covid-19 pandemic...
Sahim K - Employer: Philips
25-07-2021 - Jordan
I want to thank Mira for her dedication in assisting me to secure my first housing loan. Her ability to provide information in a clear, concise manner made the whole ex...
Olena en Valek - Employer: JDE
25-07-2021 - Ukraine
We decided to reach Expat Mortgage following multiple advice from colleagues and friends. This was a great experience. High expertise, care of all the details, service...
Catherine - Employer: Booking.com
25-07-2021 - England
On my first meeting with Maikel Ros, he not only listened and gave me the advice to help get my personal situation in order before completing the transaction to purcha...
Cezar - Employer: Signify
22-07-2021 - Brazil
A very professional group of mortgage experts. They will take you by the hand and walk you through the complicated process of getting a mortgage for your dream home. R...
Tom & Vanessa - Employer: The Britisch School in the Netherlands
22-07-2021 - England
Kishan and the whole team at Expat Mortgages were fantastic throughout. I joined one of their webinars before I had even set foot in The Netherlands and they made ever...
Sylvie & Reginaldo - Employer: Anonymous
16-07-2021 - France & UK/Brazil
We are really pleased with the support provided by Expat Mortgages and with Ilja and Joost's support. It was a very smooth and easy process as all the steps...
Brittany & Schalk - Employer: Facebook and Fusion Worldwide
16-07-2021 - South Africa
We couldn’t be happier with the service we received from Expat Mortgages when buying our very first home in the Netherlands. Ralf was willing to explain the te...
Vijendra and Vasudha - Employer: Anonymous
14-07-2021 - India
Wanted to say a huge thank you to David and the team for all their help and wonderful service. We were nervous about buying our first home but David and his team made th...
Serkan - Employer: Yapiarti BV
13-08-2021 - Turkey
We would like to thank Simon from Expat Mortgages for all the support and patience throughout the process. We are very satisfied with the quality of the service and pr...
Julian - Employer: TCX Investment Management Company
12-07-2021 - Colombia
I had Roy Schreurs as my personal adviser and Robert Hooijberg as a personal administrative assistant. I can only say that I am very pleased with the organization, tr...
Corina & Dan - Employer: Anonymous
12-07-2021 - Romania
When we first searched for a mortgage advisor, Expat Mortgages seemed expensive. Being at the end of the process and having bought the house, I can say they are worth...
Angelos - Employer: Erasmus University
12-07-2021 - Greece
It was a great choice to work with Expat mortgages. Kishan made an otherwise confusing process stress-free for me, handling everything from start to end. He was always...
Rachel & Thibaut - Employer: Zoom and Otrium
11-07-2021 - France
Expat Mortgages was referred to us by one of our French colleagues as a great company helping expats in their house project. We can only agree with this recommendation...
Nathan - Employer: Anonymous
25-07-2021 - Ukraine
Maikel and Joyce were brilliant in helping me through the financials and helping me to understand all the intricate details. Very thankful for the diligence in ensurin...
M & S - Employer: Cimsolutions
10-07-2021 - Bangladesh
Having expat-mortgages to help me arrange the mortgage was a right decision. They have helped me a lot to understand the process and made the whole experience of bu...
Desmond - Employer: Anonymous
08-07-2021 - Germany and the Netherlands
Hi guys, I would definitely recommend Expat Mortgages for anyone looking for a house to buy in the Netherlands. Maikel Ross was very helpful and t...
Stephanie & Stew - Employer: Anonymous
08-07-2021 - USA
Working with Mira from Expat Mortgages was a wonderful experience. She is incredibly knowledgeable, thoughtful, and clear in her communications. She breaks down what would...
Javier - Employer: Ebay and Marktplaats
06-07-2021 - Spain
I recently bought an apartment in Amsterdam and I have to say that Expat Mortgages have been always very professional and very helpful in the whole process. They answere...