Joyce is born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband.
Joyce holds a bachelor degree in Business Administration and added an international flavor to her studies by adding two internships in both South-Africa and Ethiopia.
After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventurous made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.
In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.
Joyce Pepping
Consultant Buy2Let
Expat MortgagesYou can read below some testimonials of Joyce’s clients
Robin & Alannah - Employer: PVH
11-04-2021 - England and Canada
The service we received as we went through the process of buying our house here was exceptional. We have felt very much supported and at ease every step o...
Emiel Swinnen & Caroline Versteden - Employer: DELVA LA and Office Winhov
10-04-2021 - Belgium
We recently became the happiest owners of an amazing apartment in Amsterdam thanks to the great support of Expat Mortgages. We weren't familiar with the mortgage sy...
Ali Shobeiri - Employer: Leiden University
09-04-2021 - Iran
The entire house buying process became so easy with Expat Mortgages services. I personally had on experience whatsoever in purchasing a house, so decided to entirely re...
Evelyne - Employer: Albelli
07-04-2021 - Belgium
Expat Mortgages is a very easy and convenient company to work with. Maikel and Joyce were excellent contact persons who explained everything very well and who always...
Sepideh & Brendan - Employer: SMART Photonics
06-04-2021 - Iran and Ireland
We had a very pleasant experience with Expat Mortgages. Roy, our advisor, helped us from the beginning with mortgage calculations and options till finalizing...
Stefano Gambarotta - Employer: Smurfit Kappa
06-04-2021 - Italy
Simon and the team have been AMAZING to help me understand the financial landscape with regard to buying a new house in Amsterdam. They were proactive, friendly, and a...
Gunes Sari - Employer: PWC
06-04-2021 - Turkey
We were fully satisfied with the whole process from start to end. I highly appreciated close follow-ups, regular calls, short response levels, and most importantly p...
Jon & Daniela - Employers: The British School of the Netherlands and The European Medicines Agency
06-04-2021 - England and Portugal
Expat Mortgages were recommended to us by a colleague and we are so thankful that we used them. From the initial meeting to the purchase of our house, Ex...
Matteo - Employer: Anonymous
05-04-2021 - Italy
I would really recommend Simon and the Expat Mortgages team! They've been professional, highly responsive, friendly, clear, and supportive to make the process of appl...
Davide Aurucci - Employer: IBM
01-04-2021 - Italy
Expat Mortgages provided me with a very professional service and took care of me on every single step of a very important journey: buying my first house. The process...
Ozan - Employer: ABN AMRO
31-03-2021 - Turkey
I feel very lucky to work with Expat Mortgages on my successful house purchasing process. They have very good employees that always try to help and support in the most...
José Ignacio - Employer: Europol
30-03-2021 - Spain
Really helpful and friendly team. They helped us to get the mortgage (that due to the special conditions applied to expats is not easy to get) and supported us with all...
Rebecca - Employer: Manduka EMEA
29-03-2021 - USA
Ilja and the whole Expat Mortgages team were so helpful when I was purchasing a house! As an expat who has never owned a home before, I needed a lot of guidance, and the...
Robert & Barry - Employers: Lidl and Coolblue
27-03-2021 - South Africa
We are very happy with the service that Expat Mortgages provided. Roy and Robert were always friendly, helpful, and ready to answer any questions we had. Roy in...
Saygin - Employer: Ebay
26-03-2021 - Turkey
Many thanks to David Ocampo and Joost van den Elsakker. They are very friendly and highly professional. Especially, David Ocampo was always available. He explained al...
Ranjini Ramiah - Employer: ING
24-03-2021 - South Africa
Roy was extremely efficient and guided us all the way through the process of buying our new home. He is really supportive and through his guidance made us rethin...
Kathryn- Employer: PVH
23-03-2021 - England
Expat Mortgages were amazing from start to finish! They supported me through the entire buying process effectively and smoothly. Simon took the time to explain everyt...
Adib Khaled & Ulfat Jahan - Employers: Assai and Kao business services B.V.
21-03-2021 - Bangladesh
We are very pleased by the Expat Mortgages service. It was really excellent advice and always answering the questions by email & phone and helping with all details...
Karina & Alejandro - Employer: Arion Group
20-03-2021 - The Netherlands and Guatamala
Our experience with Expat Mortgages was outstanding. Since our first call to request an appointment we felt very helped, the contact was friendl...
Tim Jumnoodoo - Employer: Mace Group Ltd
17-03-2021 - England
Fantastic service from David Toonen and Joey van den Nouweland, they ensured that the mortgage process was clear, simple, and reminded me of deadlines I needed to mee...
Claudio & Claudia - Employer: Life Science
13-03-2021 - Italy
We are very happy with the services provided by Expat Mortgages. who helped us find the best mortgage option for our house. Everything went smoothly, even during a pan...
Saimum & Sohail - Employer: Caple B.V.
13-03-2021 - India
David Ocampo & Joey are amazing at what they do. We are glad that we found them and had the chance to work with them. We have been looking to own a property in the Neth...
Umar Aziz Jassim - Employer: NetApp
11-03-2021 - Romania
I Engaged with Ricardo at Expat mortgages at the recommendation of another colleague inside NetApp and couldn't be more satisfied with this recommendation. the team w...
Fred & Sophie - Employer: Coty
07-03-2021 - France
Expat Mortgage did an amazing job at guiding us through our 1st house deal: always available, very responsive, and found the best bank partner. I'd definitely recommen...