Richardo was born and raised in Amsterdam and has Cape Verdean roots. He is married to Nihal and has 2 daughters; Zahara and Tamar and 1 son Zaki.

In his spare time he likes to play (watch) soccer.

After a period of working at Rabobank as mortgages administrator he searched for more and decided to be a member of the team of Expat Mortgages. Since 2011 Richardo is an SEH acknowledged mortgage consultant. Richardo is very passionate about his job and the people (clients) he gets to meet every day. Richardo’s motto is; we do not have problems, we only have challenges and challenges require the right tailor made solution.

Richardo Cruz Fortes

Richardo Cruz Fortes

Consultant