We are proud to be part of a dedicated, service-minded, talented and loyal team. We are all very hands-on and take the time to listen to you. In general you will deal with one mortgage advisor, assisted by someone from the administrative department. That way, you will be steered through the whole process by a small team that knows you inside out!
Kenneth Leenders was born on St Martin, a small island of the Dutch Antilles where he lived for almost 8 years. At that point his parents decided to move back to the Netherlands to give Kenneth and his two younger brothers a chance on better education.
In 2012 Kenneth was an intern for Amsterdam Expat Services, which was an initiative of Expat Mortgages and several other partners. After completing the internship successfully, Expat Mortgages decided to continue the cooperation with Kenneth during the last phase of his study. In 2014 Kenneth obtained his ‘Bachelor of Science’ and from that point Kenneth was a full time employee of Expat Mortgages.
Currently he is following the Executive Programme for Business Studies at the University of Amsterdam and since 1 January 2017 he became General Manager of Expat Mortgages.
In addition to his school and work, Kenneth is someone who loves sports and really likes to be outside. His favourite leisure activities include travelling and being among the important people in his life.
Sandra Attigah is born and raised in Harderwijk, but has been living in Amsterdam for years now and feels really at home. She is married to Paul and is a proud mother of 2 children, Valerie and Joaquin.
Sandra is working in the mortgage business since 2005 and is thankful she can be part of making people obtain their own homes.
Travelling around the world and having a taste of different cultures is one of her favourite hobbies. She also loves dancing and singing and sings in a gospel choir.
Daniëlle de Horde is born in Amstelveen, but moved to Almere with her parents when she was 7 years old. Now Daniëlle lives there together with her boyfriend Roy.
In 2010 Daniëlle earned her bachelors degree in Business Administration. Part of this study was the minor: Financial Planning. After this minor she knew she wanted to work in the financial services. She started working in the mortgage business since 2011.
In her spare time she likes to try some new recipes and spendig time with her friends and family.
Lars Harren was born in 1977 in Haarlem but raised in one of the smallest cities of the Netherlands, a town called Muiden, famous for its medieval castle Muiderslot. He lives there with his girlfriend Rimke who studies to be a nurse and is working as a care worker in ‘t Gooi.
Lars earned his bachelor’s degree in finance in 2014 and has had an interest in mortgage and finance since then. Before he started working at Expat Mortgages he had several jobs, including many hospitality jobs. He likes to work with people and helping them as much as he can.
In his spare time Lars likes to take small trips, go out camping, be outside and prepare a good steak on the bbq! He also plays in a band with three of his best friends and they mainly play hits from the 60’s/70’s/80’s and so on. On Sunday he plays soccer with his mates and he also has a side interest for science and engineering.
Saleha Nezami was born in Kabul and after living in Moscow for a few years, she moved to Berg en Terblijt (a small town near Maastricht) with her parents and her sister. In 2011 she decided it was time to move to the big city and she commenced her study Political Science in Amsterdam. Last year she finished her Bachelor’s Degree and planned to take a year off in order to gain some practical experience. After interning for the Asia School of Business in Kuala Lumpur for six months, she was happy to hear that she could start her year at Expat Mortgages!
In her spare time she likes to travel and she recently started to play tennis.
Lotte Bosschieter was born and raised in Purmerland and is now living in Amsterdam with her two roommates for 1,5 years.
After obtaining her bachelor’s degree ‘Medical Natural Sciences’ in August 2015, she has now been working for Expat Mortgages for a few months. She got in touch with Expat Mortgages through her father, Simon Bosschieter, who is one of the mortgage advisors! Expat Mortgages sounded like a good place to gain experience while exploring what she really wants to do and learn next!
In her spare time she likes to play football, party in the big cities of Europe and ski in Austria.
Adrienne Buteijn was born and raised in Delft where she lived until 18 years old. After a year of language schools in different parts of the world, she moved to Amsterdam to study Educational Sciences.
Now that her Bachelor’s degree at the UvA is finished, she was lucky to come across a vacancy at Expat Mortgages. She immediately liked it here, primarily because of the international environment. Currently she is learning all about mortgages. Adrienne likes to spend her spare time with friends, whether it would be while eating, playing games, having drinks or doing all kinds of sports like running, rowing, swimming and yoga.
David was born in Eindhoven, raised in Hoofddorp and currently lives in Almere. His first job is here at Expat Mortgages after finishing highschool. David is very studious, enjoying online courses, seminars & documentaries. His spare time is spent hanging out with his friends, playing videogames and listening to music.
Naisi Felipa was born on and raised in Curacao, a small island of the Dutch Antilles. After 8 years her mom decided to move to the Netherlands in a small city Almere, where she is living up until now. She is a proud mother of 1 son, Junailo. Naisi is working at Expat Mortgages since December 2017.
In her spare time Naisi likes to do funny things with her son, and travel around the world. Her hobbies are swimming and making cocktails with her friends.
Roy Jansen is 17 years old and he works at Expat Mortgages since the end of 2017. Roy grew up in Diemen, a town near Amsterdam, with his father (Henk Jansen), mother and sister. Roy’s dad is the co-owner of Expat Mortgages. Roy passed his exams in 2017 and he is now studying Commercial Economics at the HvA. He is doing an administrative job at Expat Mortgages and works 1 to 2 times a week. Roy is a big lover of sports (mainly football), clothing (streetwear), music (HipHop) and being with his best friends. Together with his dad he has a season-ticket for AJAX. He also plays football at TOS Actief.
Quinten van Beek
Quinten van Beek is born and raised in Almere. He got to know expat mortgages by his mother Selina van Beek, who also works in the company. He is working part time and helping with some administrative job. Quinten is now first year at Hogeschool Windesheim Flevoland where he studies Business Administration. In his spare time he likes to hang out with his friends, gaming and playing sports.
Dennis is born in Rotterdam, but his parents moved to Almere even before he turned one. Currently he studies at the Joke Smit College where he does Havo. His hobbies include, gaming, reading and spending time with friends. He and his friend Joris were first introduced to Expat Mortgages by their friend David, and all three friends now work together. The fact that I can work from home works perfectly with my otherwise somewhat hectic schedule and I hope I can be of use to my colleagues.”
Joris is born in Amsterdam, but moved to Almere at the age of five. “ Somewhere in the future, I will move back to Amsterdam” says Joris. Currently he is studying history at the University of Amsterdam, which he enjoys very much. He likes to spend his free time with his friends, travelling and eating good food. He was first introduced to Expat Mortgages by his friend David. “I aspire to assist my colleagues and our clients as much as possible!”.
Elitsa was born and raised in Bulgaria. After several years working in a creative agency, she decided to do a Marketing master program in Amsterdam. She liked the Dutch lifestyle so much that she decided to stay and live in the Netherlands. After renting a place for a few years she understood that getting a mortgage in the Netherlands presents a great opportunity and this is how she first encountered Expat mortgages. In 2014 together with her husband they successfully received a mortgage and bought a house in Haarlem.
In 2017 she joined Expat Mortgages team in the role of Marketing specialist. In her spare time Elitsa likes to cook, do variety of sports (from yoga classes to triathlons) and mostly she enjoys traveling with her family.
Selina van Beek was born in Amsterdam and by the age of 10 she moved with her parents to Almere. In this city she lives with her husband and two children.
In her spare time she likes to go ballroom dancing with her husband. She also likes to support both of her sons, who play soccer. Reading a good book in the sun is also one of her favourite things to do.
Selina has been working in the banking en mortgages industry for more than 20 years.
Richardo was born and raised in Amsterdam and has Cape Verdean roots. He is married to Nihal and has 2 daughters; Zahara and Tamar and 1 son Zaki.
In his spare time he likes to play (watch) soccer.
After a period of working at Rabobank as mortgages administrator he searched for more and decided to be a member of the team of Expat Mortgages. Since 2011 Richardo is an SEH acknowledged mortgage consultant. Richardo is very passionate about his job and the people (clients) he gets to meet every day. Richardo’s motto is; we do not have problems, we only have challenges and challenges require the right tailor made solution.
Maikel was born and raised in IJmuiden, a small town at sea, just 30 minutes western of Amsterdam.
He’s living together with Marjolein, their son Sepp and two other sons of Marjolein, Noah and Quinn.
Maikel is working in the mortgage business since 1997. In this year he started working with the ING Bank assessing the mortgage files. In 2001 he met Henk Jansen and started working as a mortgage advisor for Herenvest Groep. In 2012 Maikel changed jobs as being a mortgage consultant for Expat Mortgages. In his spare time Maikel likes to play tennis and skiing in Italy, Austria or French.
Simon Bosschieter has a track record of almost 30 years in the financial service.
He started as a pension consultant and after a few years found his real passion; being a mortgage consultant.
Simon is part of the Expat Mortgages team since June 2014.
Simon is married to Marion and has 3 children, Dion, Lotte and Myrthe. He lives in a small village near by Amsterdam called Purmerland.
In his spare time he likes football and does a lot of volunteering for the local football club. He also likes travelling and is fond of skiing.
His life motto is respect and help each other people as much as you can!
Stephania Ammerlaan-Beeke has a long history in the financial business. Before joining Expat Mortgages she worked as a Private Banker in the provinces Zuid-Holland and Zeeland. Therefor at home in the cities The Hague, Rotterdam and Leiden!
She enjoys to help people with her knowledge and experience to gain their (financial) goals in life. One of the most important goals is to obtain your own house. She became very much intrigued by helping foreign people with the typical Dutch way of doing things. And works since March 2016 with Expat Mortgages.
Stephania is born and raised in the The Hague Area(Leidschendam). When Stephania is not working she likes to take long hikes with her husband Ronald Ammerlaan. Most preferably somewhere she has never been. This could be anywhere in the world. She is very active with running here miles. And most proud with completing the Marathon of Rotterdam in 2014 and 2017.
Wouter Hofstee Holtrop was born in Groningen, in the northern part of the Netherlands. He and his brother and sister grew up in a small, nature rich suburb of Amsterdam. Living there has made him into a person who truly loves the outdoors.
In 2008 Wouter started working for one of the big banks in the Netherlands. After working himself up to be a mortgage consultant, he left to be able to take service to the next level and therefore started working for an independent label. He felt home in an international work environment hence the great connection with Expat Mortgages.
In his spare time Wouter loves sports and activities with friends and family. Wouter lives near the beach in Overveen, where he loves to go running, cycling and surfing.
Margriet has been raised in Friesland which is a province in the north of the Netherlands. She was an athlete (swimmer) and moved to Amsterdam to pursue a career in swimming. She started working at a bank with mortgages after her swim career ended. She likes to have personal contact with customers and therefore started as a junior advisor with Expat Mortgages. In her spare time Margriet likes to read, travel and spend time with friends and family. She still likes to do sports but is more of a supporter now a days.
Roy Bijkerk was born in Almelo, in the eastern part of the Netherlands. Together with his sister he grew up in a small village surrounded by rich nature. Later he moved together with his parents to Maastricht.
In 1999 Roy started working, first at an accountancy office and later he joined a mortgage company. There he learned all there is to know when it comes to mortgages. In 2005 he started as mortgage consultant at an independent broker office.
In his spare time Roy likes to enjoy the nature. He also likes to play soccer, running and cycling.
Roy Schreurs was born and raised in Roermond, a town of 60.000 habitants in the south of the Netherlands, exactly in between Eindhoven and Maastricht. Since 1998 he has been working in the mortgage business in two larger banks and one independent label. As form 1 November 2017 on he joined Expat Mortgages and he is responsible for the south of the Netherlands and will professionally guide you to the buying and mortgage process if you wish to buy a house in for example Breda, Den Bosch, Eindhoven or Maastricht!
Roy likes to spend his free time with friends, his son, and the two biggest hobbies in life are (offpiste) alpine skiing and music. If there is any time left, then he also likes to travel within Europe or go for hikes in the weekend in the Eifel or Ardennes, which are very nearby his hometown. Especially with some good food and drinks afterwards (the southern Burgundian lifestyle).
Ralf van Arkel, 27 years old and born and raised in Houten/Utrecht in the middle of The Netherlands. In my spare time he loves sports, visit some new cities and is enjoying life. In 2009 he graduated MBO Banking and Insurance in Hilversum and in the years after, he completed all the required WFT diplomas.
In 2009 he started working with particular insurances, but he always had a passion for the mortgages business. In September 2015 he started a mortgages traineeship. During this traineeship he worked for Quion/Hypotrust, Lloyds Bank and Nationale Nederlanden. The most important thing he learned in the last years, is that the clients are priority number 1!
Ilja was born and raised in Amsterdam. She is married and has two daughters.Before Ilja started working with Rabobank in 1992, she first worked as an au-pair in Athens and New York. During her time with Rabobank she acquired the profession of mortgage planner and financial planner.Ilja gained more advisory experience with an independent intermediary and another bank. She made a conscious choice to come and work with Expat Mortgages, because with Expat Mortgages she can do what she likes best, to advice and guide customers during a mortgage process.
Ilja always has time for her customers. She always feels responsible and will maintain a high service level. Her personal goal is to provide customers with clear advice as soon as possible. She will take personal wishes of customers into account and will adjust the options based on current law and regulations. In her spare time Ilja likes to catch up with friends and family. Together with her family she likes to travel.
David was born in 1982 and raised by his Argentinian father and Dutch mother in the Amsterdam center area.
After graduating from High school he has studied one year of Biomedical sciences before switching to communication. From 2015 he has been working for a year and a half as a Desk account manager at a mortgage bank and that is when he realized his love towards the mortgage business.
David lives by himself still in Amsterdam and is pretty sure he’ll never leave.
In his spare time he loves to travel and meet new cultures, or to be out on his boat with friends during summer.
Joyce is born and raised in a small village called Egmond alongside the Dutch coast. After living in Amsterdam for three years she decided to move to Jakarta together with her husband.
Joyce holds a bachelor degree in Business Administration and added an international flavor to her studies by adding two internships in both South-Africa and Ethiopia.
After her studies she worked on various mortgage related assignments for several big Dutch banks. The knowledge of mortgages and her own expatriate adventurous made her decide to join the Expat Mortgages team, where she enjoys helping customers from all over the world on a daily basis.
In her spare time she likes to play tennis, visit beautiful places around the world and to be together with family and friends.
Founder / Consultant
Henk Jansen was born and raised in Amsterdam by a Dutch father and an Irish mother. He is married to Ilona and has 2 children: Larissa and Roy.
As a mortgage consultant and manager, he founded several companies since 1988.
In 1999 Henk started, together with partners, the Herenvest Groep, where he specialized in expat services since 2002.
He is a mortgage consultant for more than 25 + years, an amateur football trainer and amateur football player.
He is crazy about sport and is a true bon vivant, whose favourite leisure activities include travelling and going out for dinner.
Besides being an inspired consultant, he is a born networker as well.
Chris has a 20 + year track record in the financial services sector as a financial planner and mortgage consultant. From 1996 Chris worked as an all-round consultant for his own company, an independent insurance and mortgage brokerage. After selling his company to the Herenvest Groep in 2004 he spent 2 years working as a financial planner for entrepreneurs and private individuals.
Chris is of course in possession of all relevant certificates and permits needed to provide advice as an independent mortgage consultant. In his spare time he plays the drums for the band Buckwheat and he loves to scuba dive.
Portraits of the Expat Mortgages team are taken by the multi talented and often rewarded photographer Edo Kars. www.edokars.com
What makes us special
Sure, we are the #1 company financing your home abroad. That must account for something! We’ve helped thousands of international clients over the last decade.
But to be honest, bragging about ourselves makes us uncomfortable.
That’s why we refer you to the testimonials for an honest and objective opinion on us. And yes, Henk’s shoes (and matching belts) are definitely beyond special!
It was back in 2007 that Henk and Chris decided to set up Expat Mortgages as an independent company devoted entirely to providing expats with mortgage advice in a language they understand.
This initiative was prompted by the increasing number of expats asking for advice on home financing issues and the lack of a good and flexible service for expats by banks and brokers in general at the time.
How we work
Working together is key in the Expat Mortgages’ philosophy.
Together with you we will draw up an inventory of the risks involved when taking out a mortgage.
We will look at what risks would need to be insured and will advise you on products that match your profile and personal situation.
Expat Mortgages is an independent mortgage agency and we are able to provide mortgages from most banks and insurance companies operating in the market.
However, since not every bank is willing to finance or insure an expat, we cannot guarantee to provide a mortgage with every bank and/or insurance company.
We do not have any obligation to mediate for any particular bank or insurance company.
Our consultants do not benefit financially by advising you a particular product.
They earn a basic salary and a variable bonus based on the amount of mortgages agreed.
Expat Mortgages is registered with the Amsterdam Chamber of Commerce under registration number 34208813.
Expat Mortgages is supervised by the AFM ( the Dutch Authority for the Financial Markets, which has been responsible for supervising the operation of the financial markets since March 2002).
Our permit is included in the Wft register under number 12016498
Our consultants make sure their expertise and knowledge is up to date by taking annual refresher courses.
Herenvest Groep Deelnemingen BV (represented by Henk Jansen) and Souhoka BV (represented by Chris van Maasdijk) own Expat Mortgages. No bank or financial institute has shares in Expat Mortgages. Expat Mortgages has no obligations towards any bank or financial institution.